Irda for govt-backed health insurance scheme

The Insurance Regulatory and Development Authority (Irda) has strongly come out in support of a government-backed health insurance policy, which is in the works with an aim to provide health cover to a large population. “Why not we have a state-backed health insurance coverage for people when practically all the governments in the world have similar coverage for their citizens,” Irda chairman J Hari Narayan said. He was referring to a meeting of a group of experts in the Planning Commission today on the new health insurance scheme.http://www.myallagents.com/Irda-for-govtbacked-health-insurance-scheme/details.html

How to evaluate a Pension Plan

There are many options available to an individual intending to plan for his retirement. Be it PPF, ULIP, NSC’s etc. Most retirement options fall into two categories,-those which promise a fixed assured return and those, like pension plans, which offer non-assured returns. There are very few retirement planning options available in mutual funds. At present, two funds, UTI Retirement Benefit Plan and Kothari Pioneer Pension plan fill the retirement mutual fund void. Both these schemes come equipped with Section 88 benefits and are therefore, on this count, at par with other retirement planning options like PPF, PF etc. Both the UTI Retirement Benefit Plan (RBP) and Kothari Pioneer Pension Plan (KPPP) allow the investor to plan for retirement, making it possible for him to receive regular income after retirement. Before an investor goes in for a retirement plan he needs to evaluate its various basic parameters:   
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Equity Markets

What drives an investor to buy a stock? Is it the fundamentals? The technicals? A combination of the two? Well I'm not quite certain anymore. You can basically throw all of the textbook answers out the window when it comes to today's equity markets. Why do I say that? Because I believe that the only thing that is driving this market is the notion that the government is going to bail out everyone and their brother.  
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Top Mutual Funds in India

Deciding or searching for the top mutual funds generally requires lot of things to be taken into consideration. It is here that the role of the fund manager creeps in. The fund manager determines the performance of the fund for that particular period, so it is a compulsion that he is consulted prior to making the investment. Another important segment that should be taken care of is the proper selection of Assets. Asset Allocation is the art of bifurcating your finances into a mixture of Assets (stocks, bonds, etc). It is imperative that some amount of research is done prior to choosing a fund for investment. The performance of a mutual fund over the last few years does give an insight to it’s value. The Mutual fund performance 
http://www.myallagents.com/Top-Mutual-Funds-in-India/details.html  

Final Thoughts

Even though the American insurance industry was greatly influenced by Britain, the US market developed somewhat differently from that of the United Kingdom.  Contributing to that was America's size, land diversity and the overwhelming desire to be independent.  As America moved from a colonial outpost to an independent force, from a farming country to an industrial nation, the insurance business developed from a small number of companies to a large industry.  
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Home Insurance Leads

After loads of man-made and natural calamities in USA the Home Insurance market has come much into prominence. And at present the competition is at its peak.
Homeowners Insurance is a guarantee, which pays the cost of your house if it gets damaged in some natural or man made disasters like fire, floods, storms etc 
http://www.myallagents.com/Home-Insurance-Leads/details.html 

Health Insurance Guide

Health has always been uncertain. We can try our best to keep fit, but after a certain age the expenses on health do increase. Its better to keep ourselves insured under a Medical Plan to make sure that our medical expenses are taken care of.
If we talk about Individual Health Insurance Plans in US, they are designed to help an individual and their families access care and cover the medical cost of receiving medical services from any physician, hospital or other provider 
http://www.myallagents.com/Health-Insurance-Guide/details.html

How to Become an Insurance Agent

How to Become an Insurance Agent A successful insurance agent must be an excellent salesperson with an outgoing personality. The agent must also possess superior mathematical skills and constantly keep up-to-date on any changes within the Insurance Industry  .http://www.myallagents.com/How-to-Become-an-Insurance-Agent/details.html

Life Insurers' Losses Mount 43% in FY09

The life insurance industry posted a loss of Rs 4,878 crore in the financial year 2008-09, as against a loss of Rs 3,413 crore in 2007-08, according to data released by the Insurance Regulatory and Development Authority in its annual report.
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Life Insurance FAQs

Traditionally, insurance policies have been sold directly by the insurance company’s agent. Now they are even being sold online.
Recently, the concept of bancassurance i.e. the sale and distribution of insurance products through banks has also gained significance. Many insurance companies have tied up with banks to sell insurance products. One of the advantages of purchasing a policy through a bank is the enhanced convenience of receiving financial advisory services under one roof. It also means easy access for premium payments and claims, if any.
http://www.myallagents.com/Life-Insurance-FAQs/details.html

Insurance Leads Guide – Your Guide To Success

You could select the best insurance plan for your requirements       after  reading our insurance articles. Be insured and stay secured forever. However, it is not just by getting any service provider. In order to select the right insurance provider for you, you need to ask at least three questions. How do insurance companies cope with credit crunch? Why should you go in for life settlement? What are the three main reasons why you should get an insurance policy? Read on and find the answers.http://www.myallagents.com/Insurance-Leads-Guide-Your-Guide-To-Success/details.html

Understanding Internet Insurance Leads

There are several types of internet insurance leads. One, the exclusive lead is often preferred by most agents seeking internet buyers. The internet marketing company only sells this particular lead to one financial professional. Generally, the cost to the agent will be significantly higher than buying one that is called a "shared lead," which can be sold typically to 3 to 5 insurance agents. Nevertheless, independent agent can benefit from a shared lead program, if he or she is able to contract with any insurance company. Some insurance lead programs generate leads for you through their website, while showing an actual biography of your services and products. Often, there is a monthly charge ranging from $25 to $175 per month.
http://www.myallagents.com/Understanding-Internet-Insurance-Leads/details.html 

Middle Class – Is Savings Compulsory or Optiona

Majority of the people in India are categorized under middle class segment.
Therefore, the chances of fulfilling their requirements are undoubtedly low.
If we look at the current scenario,
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Importance of Insurance

Insurance provides monetary compensation against a predetermined risk. An insurance company offers such protection for a payment (or premium). It is also the amount the insurance company agrees to pay when an unfortunate event occurs. Insurance is a benefit to the society at large by allowing individuals to share the risks faced by many people. An insurance policy is a written agreement between an insurance company and an individual or organization that requires insurance. The insurance policy sets out the terms and conditions and specifies the risks that will be compensated for.
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